Overhead view of a desk with a law book, gavel and block, scales of justice statue, notebook, and the hands of a lawyer and client discussing a Chapter 13 plan modification in Minnesota.In the course of the three to 5 years of a chapter 13 bankruptcy your life will seemingly change. Whether or not it’s due to funds, relationships, property, or your well being. That’s the reason chapter 13 chapter plans can ebb and move with you.

What Is a Chapter 13 Modification?

A chapter 13 plan modification is a modification of your present chapter plan. You’ll be able to have a pre-confirmation modification, which occurs earlier than your plan is confirmed. A post-confirmation modification, which is after affirmation of your chapter plan.

A modification might come into play you probably have acquired a big elevate, a lower in pay, are divorcing, getting married, including relations, surrendering property, have elevated bills and so forth.

Are Chapter 13 Plan Modifications Frequent in MN?

Modifications are quite common and occur in nearly each chapter 13 chapter case. As a result of regardless that you could begin off at level A when the chapter case was initially filed, most purchasers don’t remain at level A all through the complete 3-5 years of a chapter 13 chapter, they undergo level B, C, D, and extra.

How Do I Get a Chapter 13 Modification?

You might be questioning how a modification is finished? A modification is actually simply amending your chapter 13 bankruptcy plan. You need to schedule an appointment to talk along with your legal professional first to see if a modification is the fitting match for you. Whether it is, your legal professional will provide help to with the modification.

After the treatment is filed there shall be a affirmation listening to. Most affirmation hearings will go by default with out appearances, if there aren’t any objections. Subsequently, often, you’ll not attend the affirmation listening to.


Modifications are quite common in chapter 13 chapter. If you’re questioning whether or not you qualify for a modification or want one, go to www.lifebacklaw.com previously www.kainscott.com to talk along with your legal professional at present. You can be glad you probably did!